In so much as I am not a Hindu, nor read Sanskrit...Though the adopted concept is basically a truism, which though, has been over-spiritualised for western benefit.
So yesterday evening I went to bed and slept, having done what I did since my previous period of sleep...Collectively I have accrued 66 years worth of daily karma that so far amounts to 66 years of total available karma...And hopefully I will continue to add to this for a good while longer.